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This is the fourth book in the Higher Education series and it begins with student loan borrowers falling into student loan debt because they do not understand their Master Promissory Note.
The rest of this book explores if the National Student Loan Debt is fixable and if so, what would it take to bring the NSLD back into balance?
Chapter four looks at if the government were to pay off the National Student Loan Debt, the impact that it would have on the economy and future lending.
Bringing the NSLD back into balance means going back to traditional lending which consists of using more Scholarships and relying less on student aid money.
This book concludes with how the student loan debt crisis is ruining our economy and the impact if it is not addressed.
Chapter 6: In Conclusion: Student Loan Debt Is Ruining the Economy.