Navigating Financial Choices

How do I find a job? How do I decide which job is right for me? What should I say in an interview to get hired? Do I need to go to college? Should I buy or lease a car? How do I know if I can afford something? How much money should I save? What do all these financial terms mean? How can I create a budget that works for me?

Navigating Financial Choices: A Young Adult Guide to Education, Work, and Money is a practical and insightful guide to help young adults (or anyone) make sense out of the numerous choices they face and understand how their own thinking will either support or derail future success.

This guide to developing life skills includes chapters on:

·         Thoughts – We've all been programmed to hold certain beliefs about money. Discover how examining your thoughts can improve your financial results.

·         Education – Finding a job that suits our skillset and natural talents isn't always easy. Explore various career and educational paths, including college, trade, or technical schools, along with other ways to gain experience, such as on-the-job training and volunteering.

·         Work – Entering the workforce can be stressful. Gain helpful tips for finding job opportunities and pointers for advancing in your career.

·         Finances – From investing to saving to big purchases, knowing how to plan is the key to success. Learn about debt and income, as well as benefits, taxes, retirement, and more.

"Kay gets to the heart of critical principles of wealth and value using simple, straightforward language… this book is a wonderful roadmap!" —Rose of Sharon D., adoptive and foster mom

 "This book would benefit anyone who needs specific information and advice pertaining to success for independent living, not just young adults."—Debbie S., retired high school teacher

 "I wish I had something like this book when I was a young adult."—Kim B., library manager

 "The section on education is a good overview of the various options available for education, and the discussion on whether someone should go to college is thoughtful and insightful."­—Luke G., student