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There is no shortage of people in Singapore who will sell you a property system — the seminar, the mentorship tier, the sure-win formula. This book is not that.
I am an ordinary owner: one HDB flat my family lives in, and a handful of commercial and industrial units rented out bare — four white walls, a concrete floor, and lights just bright enough. My first purchase broke every rule I now follow, and luck bailed me out. The rules in this book came from that lesson.
Inside:
• Why commercial and industrial property escapes ABSD entirely — and who this route actually suits
• How to buy a unit whose rent covers every dollar of holding it, with the full arithmetic shown
• The 2026 rulebook — ABSD, TDSR, SSD, GST, CPF, leases — checked against IRAS, MAS, URA and JTC
• What the bad year costs, in actual dollars: vacancy, rate spikes, and refinancing gaps
• A real case study: an industrial unit bought, rented, and sold, with every number disclosed
• The pitfalls that undo everything: guru courses, rental guarantees, 99-to-1 schemes, and buying at hype peaks
No hype. No predictions. No upsell. Just the arithmetic, the rules, and what actually happened — from someone who did it slowly and is still standing.