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Prudent investing requires an approach the works in both up/bull and down/bear market cycles. Unfortunately, the approach used by a majority in the investment community, "strategic asset allocation," is a buy and hold approach which does not protect retirement assets in a down//bear market cycle. This eBook looks at a market cycle and educates you on the importance of dynamic asset allocation. Additionally, it provides a tool to safely use a wave trend to invest in varying market cycles.
